Life Insurance for a set number of years.

10 yrs. 15 yrs. 20 yrs.

Usually lower monthly premiums

Great for young adults 20-30 yrs. old

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Whole Life

w/Living Benefits

Life Insurance should be used while you are living. Living benefits allow you to use a portion of your life insurance policy if you develop a chronic illness, terminal illness

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Index Universal Life

 IUL

Indexed universal life insurance is a type of permanent plan with a savings component. Unlike some traditional life insurance plans, IUL allows the policyholder more input on how the cash value grows. Part of the premiums earns higher cash value based on the stock market indexes

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Final Expenses

Final expense insurance, also referred to as burial insurance, covers end-of-life expenses such as funeral arrangements, medical or legal expenses

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